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£30,790

PCP: from £535 pm

HP: from £681 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

VOLVOXC40 2.0 B4 INSCRIPTION PRO AWD MHEV 5d 195 BHP

2 VOLVO XC40 reviews

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Keecars

020 3018 2310^*

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Overview

Mileage:
9,500
Year:
2021
Fuel type: Hybrid
Transmission: Automatic
Body type: Estate
Colour: Blue
Doors: 5
Engine size: 2.0 L
CO₂ Emissions: 179 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

Here we have for sale a 2019 VOLVO XC40 2.0 B4 INSCRIPTION PRO AWD MHEV with only 9500 miles from new this car has just has 2 owners from new (1 former keeper) and benefits from a full service history, 2 keys an dhug specifcation including Panoramic roof, hk sound system, 360 camra, adaptive cruise control and more (pan roof, sunroof, sun roof)

Vehicle features

12.3in Active TFT Crystal Drivers Information Display
Adaptive Brake Lights including High Level LED Brake Light
Anti-Theft Alarm including Immobiliser - Volume Sensor and Level Sensor
Care Key with User Defined Top Speed
City Safety
Cruise Control
Drive Mode Settings
Driver Knee Airbag
Dual Stage Driver and Passenger Airbags
First Aid Kit
High Gloss Silver Front and Rear Skid Plate
Hill Descent Control
Hill Start Assist
IC - Inflatable Curtains - Full Length
ISOFIX Attachment - Outer Rear Seats
Key Integrated Remote Control Central Locking including Fuel Flap with Deadlocking System and Auto Open-Close Power Windows
Lane Keeping Aid with Driver Alert Control
Mechanical Child Locks - Rear Doors
Oncoming Lane Mitigation
Park Assist
Passenger Airbag Cut-Off Switch
Power Parking Brake with Auto Hold Function
Private Locking for Tailgate
Rear Park Assist
Road Sign Information Display
Run-Off Road Mitigation
Run-Off Road Protection
SIPS - Side Impact Protection System
SIPS Airbags - Fro

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

AA Car Finance will introduce you to Northridge Finance as the preferred lender.

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.4%, annual interest rate (fixed) 12.4%, 59 monthly payments of £221.08 followed by 1 payment of £231.08, total cost of credit is £3,274.80*, total amount payable is £13,274.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.4%, annual interest rate (fixed) 12.4%, deposit of £0, 48 monthly payments of £294.92, optional final payment £7,644.00 (inc. £10 option to purchase fee), total cost of credit is £5,800.16†, total amount of credit is £16,000.00, total amount payable is £21,800.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP Finance is provided by Evolution Funding Ltd. AA Cars introduces you to Evolution and both are credit brokers and not lenders. The payment received by the AA from Evolution will vary dependent on your chosen lender.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

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Vehicle history check

For S31DSG

Not recorded as stolen
No third-party trace
Not an insurance write-off
1 previous keeper show

There are PREVIOUS KEEPER CHANGES recorded against this vehicle. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.

Number Of Previous Keepers 1

Date Of Last Keeper Change 01/03/2022

No colour changes

Mileage data available †

Data for this history check supplied: 02/12/2024 at 19:47

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Vehicle Registration Mark (VRM)	Date
LV71 UXG	31/07/2024
S31DSG	06/06/2022

Source	Date	Mileage
DVLA	22/02/2022	1,000